Equipment Finance Analyst
Primary Function: Support of the sales and syndication process through analysis and packaging of documents. Responsibilities:The credit Analyst is responsible for the following:• Preparing written analysis, presentation, and management of Equipment Vendor Programs, relationships, and individual transactions as it pertains to the Credit Department• Reviewing, analyzing, reporting, and presenting credit, financial, and equipment information relative to Equipment Vendor Financing Programs and underlying end-user financing opportunities• Maintaining current knowledge of GAAP and non-GAAP (i.e. Government) accounting standards and practices• Maintaining current knowledge of Investigative techniques and procedures such as bank and trade references, trade associations, equipment appraisals, credit agency investigative techniques and resources, and government and private sector investigative techniques and resources• Communicating completely, accurately and concisely to prospective investors’ specific transaction/program related issues and features by maintaining a thorough knowledge and understanding of individual Vendor relationships• Directing end-user financing transactions and transactions originated through independent third parties• Ensuring compliance with corporate goals and objectives through understanding of corporate policies, practices, philosophies and concerns of United Financial including analytical requirements, presentation standards, documentation requirements, and pricing considerations• Maintaining files relating to Vendor programs, individual transactions, and related industry information• Supporting the Sales Representatives by completing the following:• Market research• Word processing• Supporting the Credit Department by completing the following:• Financial and transaction analysis• Transaction packaging• Other duties, as assignedQualifications:• BA/BS in Finance or related• Minimum of 3 years of related industry experience• Strong knowledge of financial accounting practices and knowledge of commercial and government leasing industry and practices• Financial pricing skills including present value analysis and use of HP 12c or 17b calculators• Proficient in Microsoft Windows, Word, Outlook, and Excel• Strong written and verbal communication skills• Ability to communicate in a courteous and professional manner• Ability to organize and coordinate work activities to meet deadlines• Ability to be attentive to details and focus on accuracy and thoroughness• Self-starter with demonstrated initiative, self-motivation and positive work attitude• Ability to operate as a team player• Ability to work independently with minimal supervision