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The Department of Insurance and Financial Services (DIFS) is seeking an individual to work in public service as a Department Analyst in the Office of Insurance Rates and Forms. This position is an opportunity to build a lifelong career doing work that truly matters - helping to protect consumers and maintain public confidence in Michigan’s insurance and financial services industries.

The right candidate will be responsible for the review of insurance policy contracts, rates, and rules (filings) in Michigan for compliance with applicable laws, rules, and Department policies and guidance. This position reviews for approval property and casualty (P&C) filings, including home, auto, inland marine, farm, workers compensation, liability, commercial, business, and travel products, and may have assignments for life and health (L&H) filings, as directed by Office of Insurance Rates and Forms (OIRF) management. This position requires knowledge and understanding of the Michigan Insurance Code. The review of these filings is done via the System for Electronic Rate and Form Filing (SERFF), an electronic filing system developed by the NAIC (National Association of Insurance Commissioners).

Ideal candidates will have:

  • The drive to serve the people of the State of Michigan and make a difference in an important role that supports Michigan individuals and businesses.
  • An insurance background, preferably with knowledge of how rates are developed.
  • Knowledge of the principles and practices of research and analysis.
  • A curious and analytical mind capable of analyzing complex statutes, policy forms, and converting this information into an easy to understand, consumer friendly format.
  • Exceptional critical thinking skills.
  • Exceptional oral and written communication skills.
  • The ability to thrive in a dynamic and collaborative environment while demonstrating sound professional judgement and decision-making.
  • The desire to work closely with colleagues and management to solve problems.
  • The ability to work well both independently and within a team.

Other job features:

  • Participation in webinars and conference calls with insurers and internally with other DIFS staff and leadership.
  • DIFS is looking for a team member who has an interest in helping others, who wants to learn and grow as a professional, and who wants to enjoy all the exciting things life in Michigan has to offer. The State of Michigan has been recognized as a leading U.S. employer by new graduates from 2021-2023 and a best large U.S. and state employer. Recognized on the international stage for fostering positive employee engagement, the State of Michigan is a past recipient of a North America Government Agency Employees Engagement Award.
  • This position provides competitive pay, retirement, health, vision, and dental benefits.

Work Location: This is an in-person position based in Lansing, Michigan, with the possibility for a hybrid work schedule where you would work from home up to three days per week, following a training period if approved.
 

Attachment Requirements

Please submit a cover letter, resume, copy of official college transcripts, and writing sample. 

An "official college transcript" must contain the college/university name and address, the degree conferred, and date granted, coursework completed, and the Registrar's signature and/or seal. A scanned or electronic copy is acceptable, as long as it contains the elements listed above. The college/university does not have to send the transcripts directly to DIFS. 

In a separate document from your cover letter, please answer the following questions:

  1. Describe any property casualty and/or life and health insurance experience you have.  If none, what skills have you developed that will enable you to succeed in this position?
  2. Describe your understanding of the ratemaking process or what kinds of factors impact insurance rates.
  3. Do you have experience reading insurance policies/forms and interpreting statute?  If so, please describe.  If not, describe how you would approach this new challenging

Failure to attach the requested documents may result in your application being screened out.

For more information about this posting, click: HERE (Download PDF reader)

The use of artificial intelligence (AI) software of any kind is prohibited in all areas of the selection process; including, but not limited to, responses to application questions, and responses to interview questions or exercises. Any applicant that is suspected of using AI software for any portion of the selection process may be screened out. 

 

DIFS is a Gold-Level Veteran-Friendly Employer, committed to recruiting, training, and retaining veterans and their spouses.

Required Education and Experience

Education
Possession of a bachelor's degree in any major.

Experience

Departmental Analyst 9
No specific type or amount is required.

Departmental Analyst 10
One year of professional experience.

Departmental Analyst P11
Two years of professional experience, including one year of experience equivalent to the intermediate (10) level in state service.

Alternate Education and Experience

Departmental Analyst 9 - 12 
Educational level typically acquired through completion of high school and the equivalent of at least two years of full-time active-duty experience at or above the E-6 level in the uniformed services may be substituted for the education requirement.

Additional Requirements and Information

View the job specification at: https://www.michigan.gov/mdcs/-/media/Project/Websites/mdcs/JOBSPECS/D/DepartmentalAnalyst.pdf (Download PDF reader)

Accommodations
If you require a reasonable accommodation to participate in the application or selection processes, please contact the ADA coordinator (Download PDF reader) for the agency that posted this position vacancy.