Loan Officer Sales Assistant

Position Summary

The Loan Officer Sales assistant is responsible for assisting their assigned Mortgage Loan Officer/s with the loan origination administrative duties that are part of a Loan Officer's day to day responsibilities. The incumbent will be responsible for in putting loan applications, ensuring that goals are met, adhering to all applicable policies, procedures, and satisfying customer needs.

Essential Functions

• Enter and or review new loan applications in EnCompass for completeness.
• Pre Underwrite loan based on the initial asset and income provided.
• Daily follow up with borrowers in regard to the collection of up front information/documentation to complete an application.
• Order and import credit and Run DU/LP if required
• Input loan data from EnCompass and borrower summary to the Credit Memo on Portfolio Loans prior to Underwriting.
• Prepare the Loan Submission Form
• Prepare the portfolio loan lock request
• Submit the loan file to the Loan Opener
• Assist mortgage operations in obtaining documentation for underwriting and closing of submitted applications.
• Provide bank personnel and customers with information and or status of their loan application in process.

Additional Functions

• Work towards meeting targets set by their assigned Loan Officer and management.
• Maintain knowledge of current mortgage products, lending laws and guidelines.

Education and Experience

• 6+ years Mortgage Banking preferred.

Licenses and Certifications

• NMLS registration.

Knowledge, Skills, and Abilities

• Excellent computer skills in a Microsoft Windows environment including proficiency in Word and Excel.
• Thorough knowledge of mortgage laws, federal and state, as well as Fannie Mae, Freddie Mac & FHA guidelines.
• Knowledge of loan origination systems.
• Knowledge of investor loan registration/ lock systems and procedures.
• Ability to ascertain customer needs and advise on appropriate products and services.
• Ability to calculate figures and amounts such as discounts, interest, commissions, proportions, percentages, area, circumference and volume.
• Ability to read, analyze and interpret legal documents, governmental regulations, and professional publications.
• Ability to apply common sense understanding to carry out written and oral instructions. Ability to deal with problems involving several concrete variables in standardized situations.
• Ability to work independently with little supervision.

Physical Requirements

• Ability to sit for long periods of time up to 75% of work hours.
• Ability to talk, listen, read, write and see.
• Ability to use hands to grasp, handle or feel.
• Ability to use standard office equipment such as a telephone, smart phone, computer keyboard, telephone, copier, fax machine, and calculator.

Working Conditions

• Moderate sound as in business office with office machines, computers, and people traffic.
• Travel up to 10% of working hours.

Compliance

• It is the responsibility of each bank staff member and of management to adhere to policies and procedures designed to implement compliance with the laws and regulations to which the bank is subject. Each bank staff and management member shall be accountable for understanding how compliance with laws and regulations affects the performance of their day-to-day duties, for completing compliance training as assigned and for carrying out those duties in a manner to achieve compliance with those laws and regulations.

All qualified applicants will receive consideration for employment without regard to race, color, age, religion, gender, sexual orientation, gender identity, national origin, protected veteran status or disability.

This job description is not an employment agreement or contract, implied or otherwise. Unity Bank maintains "at will" employment.

This document describes the position currently available. It is intended to convey information essential to understanding the scope of the position and is not an exhaustive list of skills, efforts, duties, responsibilities or working conditions associated with it. Unity Bank reserves the right to modify duties or job descriptions at any time. Nothing in this job description restricts management's right to assign or reassign duties and responsibilities at any time. Individuals may perform other duties as assigned, including work in other functional areas to cover absences or relief, to equalize peak work periods or otherwise balance the workload.

Unity Bank is committed to the principles of equal employment opportunity and prohibits discrimination in hiring, promotion and terms and conditions of employment on the basis of race, creed, color, national origin/nationality, ancestry, religion/religious practices or observances, age, sex, gender identity or expression, affectional or sexual orientation, marital status, civil union status, domestic partnership status, disability or perceived disability, atypical hereditary cellular or blood trait, genetic information, and status as a veteran or disabled veteran of, or liability for service in, the Armed Forces of the United States.

Unity Bank commits to making reasonable accommodation to the known physical or mental limitations of qualified individuals with disabilities and qualified disabled veterans provided the individual is able to perform the essential functions of the job, unless such accommodation would impose an undue hardship upon Unity Bank. A qualified employee or job applicant with a disability may request a reasonable accommodation by contacting Unity Bank's human resources department.

For more information, or to apply now, you must go to the website below. Please DO NOT email your resume to us as we only accept applications through our website.

https://unitybank.isolvedhire.com/jobs/1533904-68942.html